Deutsche Bank, ongoing restructuring

Deutsche Bank has decided to close or merge into "the most significant places, larger and more powerful", by 2017, 188 of 723 branches in Germany.

Moreover, the institute has announced plans to increase banking services via the internet, investing, by 2020, 750 million euro in digital offerings. The plan does not come as a bolt from the blue: in June, the bank announced to cut 3,000 jobs in Germany, of which 2,500 in the commercial and private client division.

The large exposure to derivatives is really costing so much that in 2015 the institute lost 6.8 billion. For this reason, preference home banking to the queue at the counter has led the leadership to consider, as a first solution, the cut of the offices in direct contact with the public.
On June 30, the stock reached on the stock exchange the minimum of the last 30 years, but the leaders of the group have denied the need for a capital increase. By 2019, Deutsche will still generate between 2 and 2.5 billion euro in capital to meet the requirements of soundness.